News

CARTHAGE, Mo. (September 17, 2024) — Four States Bank (4SB) is excited to announce the addition of three seasoned professionals to its leadership team. These leaders bring extensive experience in banking and community involvement, further strengthening 4SB’s commitment to delivering personalized, high-quality financial services to the local community.

Amanda Lansford joins 4SB as Vice President of Deposit Services. In this role, she manages the retail branches and staff in the Joplin Market, focusing on building and supporting 4SB’s deposit customer base.

With 25 years of experience in banking in the Carthage and Joplin markets, Lansford has held roles as a loan assistant, retail branch manager, and most recently worked in Treasury Management.

 

Lansford is active in the community and currently serves on the Carthage R-9 Foundation Board and the Joplin BCFO Pink Ribbon Gala Committee. Previously, she was also the chair of the Joplin Chamber of Commerce Expo.

“I am excited to be a part of this bank family,” Lansford said. “It is an outstanding group of bankers whom I have great respect for and it is an honor to help start a true community bank.”

Lansford hopes to help 4SB become a trusted banking partner and friend to its clients, guiding the retail team to build strong relationships and measure success beyond just transactions.

Vicki Lindsay joins the 4SB team as Vice President, Corporate Secretary, bringing 36 years of banking experience to her role.

In this position, Lindsay serves as the Secretary to the Board and Executive Assistant and leads corporate governance. With 25 years of experience as an executive assistant and 12 years as a board secretary, Lindsay is well-equipped to support 4SB's growth and success. Her career includes significant tenures at Boatmen’s Bank, Signature Bank, and most recently, Guaranty Bank, where she spent the last 20 years.

“I am excited to join the 4SB team and be a part of such a dynamic group of people,” Lindsay said. “It is exciting to start something so important from the ground up; it will be great to see the impact that a true hometown bank will have on the community.”

Donna Wright, VP, Loan Operations
As Vice President of Loan Operations, Donna Wright oversees appraisal ordering, loan document preparation, loan booking and loan administration.

Wright brings valuable experience as a former loan mortgage officer and commercial loan assistant, which she plans to leverage to enhance automated processes and provide exceptional loan servicing to 4SB customers.

“We have a terrific group of qualified people that will be great to work with internally and from a customer perspective,” Wright said. “It is exciting to start a bank from the ground up and learn from our past experiences to make this bank the best choice for our customers.”

For additional information or to schedule an interview with any of the new leadership team members, please contact Jeff Williams at jwilliams@4sb.com.

About Four States Bank:
Four States Bank is committed to enhancing the banking experience through a blend of technology and personal relationships, delivering financial solutions as unique as the clients we serve. With a focus on innovative solutions and exceptional customer service, Four States Bank aims to be a beacon of innovative relationship-driven banking, where each interaction is focused on the success of our clients, communities and shareholders.

For more information about Four States Bank and its new executive team, please visit 4sb.com.

CARTHAGE, Mo. (August 20, 2024) — Four States Bank (4SB) is pleased to announce the selection of its executive team as the bank prepares to open its doors to customers on August 26 as a soft launch, with locations in Carthage and Joplin.

4SB believes financial technology is a valuable tool for better human connections and personalized banking experiences, not a replacement for them. The team, made up of community leaders with decades of banking experience between them, is dedicated to providing expert financial advice, diverse lending options and sound investing guidance, ensuring that your financial journey is as unique as your fingerprint.

“I am very proud of the team that we have built so far at Four States Bank,” said 4SB President and CEO Jeffrey A. Williams. “Every member of this team is here for a reason; they are at the top of their field.  It is an honor to be on the same team with them.”

As President, Williams oversees the operations of the bank by supervising the lending team and strategic planning and implementation. He brings 32 years of community banking experience to the team, having served as regional president for Liberty Bank and Guaranty Bank prior to starting Four States Bank. His vision for 4SB is to to build a community bank that exceeds the expectations of customers, employees, communities and shareholders.

As 4SB Chairman, Gary E. Metzger guides board governance, strategic planning, budgeting, business development and the loan committee.

Metzger brings over 40 years of banking experience to his role, having held numerous executive and leadership positions throughout his career. He was the founder and CEO of Liberty Bank from 1995 to 2015, Regional President of Simmons Bank from 2015 to 2018 and has served on the Board of Trustees for the Missouri State Employee Retirement System (MOSERS). Additionally, Metzger led as Advisory Director for the Community Depository Institutions Advisory Council (CDIAC) of the Federal Reserve's Eighth District.

Metzger has also served on the boards of the Missouri Bankers Association and the American Bankers Association (ABA). Notably, under his leadership, Liberty Bank was the number one Small Business Administration (SBA) lender in the State of Missouri for 15 consecutive years.

Carter Peters, CFO and COO, oversees all financial and accounting operations and manages day-to-day activities for 4SB. With 30 years of experience in banking and accounting, Peters specializes in financial/asset-liability management, accounting, strategic planning and investor relations. Peters became a Certified Public Accountant in 1994 and was honored as a Springfield Business Journal Top CFO in 2021.

“It's impossible not to be excited about the prospects for 4SB,” Peters said. “We are assembling a team of professionals as investors and employees that have already experienced tremendous success and are very driven. Along the way, our significant experience has helped us learn what works and what doesn't work. So much regulation and bank consolidation has diminished the fun and reputation of banking over the years. We want to bring back a culture of concierge, relationship-community banking coupled with the newest, robust technologies that are comparable to the bigger banks.”

Nick Lofaro brings over 20 years of expertise in technology, audit, compliance, risk management, security and operations to his role as EVP, CIO and CISO. In this role, Lofaro leads efforts to manage and secure the bank's technology infrastructure and information systems. He is dedicated to driving the bank's digital transformation while safeguarding its valuable data assets by effectively balancing innovation, efficiency and risk management. At 4SB, Lofaro aims to champion advanced, user-friendly solutions to
deliver an exceptional customer experience that caters to clients of all ages and backgrounds.

After completing banking school in Colorado, Lofaro played a crucial role in the growth of two Springfield, Missouri banks, leading them past $1 billion in assets. He is a dedicated leader who has successfully managed core software conversions, acquisitions and product implementations and was honored as a member of Leadership Springfield Class 37 and as a Springfield Tech Council (formery AITP) IT Executive of the Year in 2019.

"As an executive, I'm excited to learn and take on new challenges and opportunities every day,” Lofaro said. “The chance to work on a de novo bank with a leadership team I'm already familiar with was an opportunity I couldn't pass up. This project aligns well with my career goals and my desire for professional growth."

Cheryl Holyfield, Chief Credit Officer, is responsible for the development and leadership of 4SB’s credit risk management, ensuring adherence to policies, standards and regulatory guidelines. She is dedicated to meeting the credit needs of the local community.

Holyfield brings over 25 years of experience in community banking related to risk management, credit analysis, loan review and commercial lending to the 4SB team. She aims to contribute to the mission of 4SB by communicating and executing policy, approval process administration, portfolio analysis and asset quality.

“I am so excited to be part of a community bank focused on meeting the credit needs of this area,” said Holyfield. “I am honored to work with a management team, directors and employees who are so committed to providing excellent customer service.”

For additional information or to schedule an interview with any of the new executive team members, please contact Jeff Williams at jwilliams@4sb.com.

About Four States Bank:
Four States Bank is committed to enhancing the banking experience through a blend of technology and personal relationships, delivering financial solutions as unique as the
clients we serve. With a focus on innovative solutions and exceptional customer service, Four States Bank aims to be a beacon of innovative relationship-driven banking, where each interaction is focused on the success of our clients, communities and shareholders.
For more information about Four States Bank and its new executive team, please visit 4sb.com.